Peachtree Financial Review 2026
4.0/5 based on 1,523 reviews
A BBB RatingEst. 2004
SC
Sarah Chen
CFP
Updated May 2, 2026 10 min read
Key Takeaway
Peachtree Financial is a trusted structured settlement buyer with competitive rates (11-15%) and transparent pricing. Their A BBB rating and focus on customer service make them a reliable choice.
Overview
Peachtree Financial has been in the structured settlement purchasing business for over 15 years. They specialize in buying structured settlements, annuities, and lottery payments.
The company is known for transparent pricing and excellent customer service. Their team guides sellers through every step of the process, from initial quote to court approval.
Pros
- Transparent pricing with no hidden fees
- A BBB rating and accreditation
- Excellent customer service
- Specializes in structured settlements
- Flexible payment options
- Experienced team
Cons
- Slightly higher rates than some competitors
- Longer processing time (50-65 days)
- Less brand recognition than JG Wentworth
- Minimum settlement requirement
Key Details
Discount Rate Range
11-15%
Minimum Settlement
$5,000
Funding Time
50-65 days
States Served
All 50 states
What is Peachtree Financial's discount rate?
Peachtree Financial typically offers discount rates between 11-15%, which is competitive in the industry. Rates vary based on your specific settlement terms.
How long does Peachtree Financial take to process?
The entire process typically takes 50-65 days from initial contact to receiving your funds, including court approval.
Is Peachtree Financial BBB accredited?
Yes, Peachtree Financial has an A rating with the Better Business Bureau and is accredited.
Does Peachtree Financial charge fees?
Peachtree Financial does not charge upfront fees. Their compensation is built into the discount rate they offer.