Every Structured Settlement
Company, Reviewed
Neutral, fact-based profiles of every active structured settlement buyer in America. BBB ratings, state registrations, company type, and honest assessments.
Industry Market Share
The structured settlement purchasing industry is heavily concentrated. JG Wentworth and its subsidiaries were involved in approximately 62% of all prior transactions.
Source: Catalina Structured Funding prior-buyer analysis across 3,900+ transactions. JG Wentworth family includes Peachtree, Stone Street Capital, and other subsidiaries.
Company Finder
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26 companies found
Catalina Structured Funding
CBC Settlement Funding
NASPDRB Capital
NASPJ.G. Wentworth
Fairfield Funding
Peachtree Financial Solutions
SubsidiaryNational Settlement
Stone Street Capital
SubsidiaryRSL Funding
WePayMore Funding
Novation Settlement Solutions
Rightway Funding
Strategic Capital
Liberty Settlement Funding
NASPAnnuity Transfers Ltd
Fortune Settlement Solutions
NASPAmerican Settlement Funding
Client First Settlement
Paymaster
Lion Grace Capital
NASPWhite Horse Funding
NASPMainStreet Funding
Settlement Capital Corp
Structured Settlement Capital
NASPGlofin Funding
Genex Capital
Companies No Longer Operating
These companies have closed. Your annuity payments continue regardless.
SenecaOne DEFUNCT
DEFUNCT. SenecaOne was based in Bethesda, MD. No longer in business. BBB profile inactive. If you received a quote from SenecaOne, find a different buyer. Your annuity payments are unaffected.
Direct Funder vs. Broker
Understanding this distinction can save you thousands.
Direct Funder
Purchases with own capital
No middleman markup
Higher net payout
Single company quote to close
Faster decisions
Broker
Shops deal to third-party funders
Broker fee built into rate
Lower net payout to seller
May disappear after connecting
Terms depend on actual funder
Red Flags to Watch For
Pressure to sign immediately
Court approval takes weeks. No reason to rush.
Refuses written quotes
Every reputable company puts discount rate and fees in writing.
Vague about fees
Ask: is the quoted amount what I receive, or are costs deducted?
No BBB listing at all
May be too new or small. Check bbb.org directly.
Cannot explain court process
If they do not know SSPA in your state, they lack experience.
Upfront fees required
Legitimate buyers never charge you money upfront.
Court Approval Required
Every sale must be approved by a judge under your state SSPA.
Discount Rates: 9-18%
The discount rate determines your lump sum. Lower is better. Get multiple written quotes.
30-60 Day Timeline
Most transactions close in 30-60 days. Court calendar drives timeline.
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