All free · no account needed
Free structured settlement tools
Work out what your payments are worth, check any offer, and see whether selling makes sense, before you talk to a single buyer.
Med F., Settlement AnalystUpdated October 29, 2026
- Free
- Instant results
- Built for sellers, not buyers
Every tool
Pick the one that fits where you are
Know your number
- Settlement calculatorWhat your payments are worth at different discount rates.
- Cash payout calculatorLump-sum estimate at 9%, 12% and 16%.
- Instant offer estimateYour range from a strong offer to walk-away.
- Annuity valueDeferred, rising and lump-sum payments valued today.
- Net proceeds calculatorWhat's left after liens, support and costs.
Check an offer
- Court deal benchmarkNew: your offer vs. real court-approved sales, with every order linked.
- Offer analyzerUpload or enter an offer: real rate, grade and a negotiation letter.
- Discount rate calculatorThe rate hidden in any offer.
- Buyer scorecardScore any buyer's offer on 8 transparency checks.
- Rate trackerToday's Treasury yields and what they mean for offers.
Decide and prepare
- Scenario modelerSell all, sell part or keep, side by side.
- Court approval checkHow a judge is likely to see your transfer.
- Payment eligibilityWhether your payment type can be sold.
- Document checklistWhat to gather, with in-browser document checks.
- Tax checkerWhich parts may be taxable.
- Annuity issuer lookupFind your issuer, current or legacy name.
Want to know how the numbers are made? Read our methodology, including formulas, data sources and limits.
Ready to see real offers?
Compare written quotes with the discount rate and every fee shown. Free and no obligation.