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Lump Sum vs Keeping Payments

Adjust the sliders to see how your settlement compares as a lump sum versus periodic payments.

Total If You Keep Payments

$450,000

Over 15 years

Lump Sum Range

$152,747

to $241,821

At 9% to 18% discount

If You Invest Lump Sum

$667,191

At 7% annual return

Investment returns are not guaranteed and involve risk. Keeping your settlement provides guaranteed income. Consult a financial advisor before deciding.

Test Your Knowledge

Settlement Knowledge Quiz

8 questions to test how well you understand structured settlements.

Ready to test your knowledge?

8 questions about structured settlements, tax rules, and the selling process.

Reference

Settlement Glossary

Key terms explained in plain language.

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