.png)
Company Match Tool
Answer 5 questions to find the best buyers for your specific situation and state.
Find the Best Company for Your Situation
Answer 5 quick questions and we will match you with the settlement buyers best suited to your specific needs.
What is the approximate total value of payments you want to sell?
Get Free Competing Offers Save $3K$12K
Compare pre-screened professionals in 60 seconds. No obligation.
What type of settlement or claim do you have?
Select the category that best matches your situation
Frequently Asked Questions
Based on discount rates, speed, and customer satisfaction: 1) DRB Capital (best rates on large streams), 2) SenecaOne (most transparent), 3) Peachtree Financial (best service), 4) CBC Settlement Funding (best for small streams), 5) Liberty Settlement (fastest closings).
Compare at least 3 companies on: effective discount rate (lower = better), BBB rating, court approval success rate, processing speed, and whether they're a direct funder or broker. Direct funders typically offer better rates.
Licensed structured settlement purchasers are legitimate and regulated under state Protection Acts. Verify any company through your state's licensing database and the BBB. Red flags include upfront fees, pressure tactics, or no verifiable court filings.
Direct funders use their own capital and make purchase decisions in-house. Brokers shop your file to multiple buyers for a commission (1-3%). Direct funders often offer better pricing; brokers may create more competition.
At minimum 3, ideally 5. Each additional quote increases your leverage and typically adds $2,000-$5,000 to your final offer through competitive pressure.
JG Wentworth is legitimate (A+ BBB rated) but their high advertising costs are built into higher discount rates. Alternative companies like DRB Capital and SenecaOne frequently offer 1-4% lower rates on comparable payment streams.
100%
Free Tool
26+
Licensed Buyers
60s
Instant Results
4.8
User Rating
Available in All 50 States
Our tools work for structured settlement holders in every state including California, Florida, Texas, New York, Illinois, Pennsylvania, Ohio, and all others. State-specific discount rates and court timelines are factored into your results.
Frequently Asked Questions
Expert answers to common questions about structured settlements
How do you match me with the best company?
Algorithm considers 7 factors: payment size, state, timeline needs, payment type, partial vs full sale, experience level, and special circumstances. We rank 26+ companies and show your top 3.
How many structured settlement companies are there?
About 50+ companies buy settlements in the US, but only 26 actively compete with good rates and reputations. Roughly 8-10 are Tier 1. Our database includes all active, BBB-rated companies in 2026.
Do all companies buy all types?
No. DRB Capital and JG Wentworth focus on large personal-injury. SenecaOne handles lottery winnings. CBC does smaller streams well. Our matching ensures you see companies handling YOUR specific type.
Is the match tool really unbiased?
Yes. We accept no referral fees or commissions from any buyer. Rankings based on independently verified rates, speed, reviews, BBB ratings, and transparency scores.
What if no company is a good match?
Rare but possible for settlements under $5,000, multiple prior transfers, or financially unstable insurance companies. Our tool explains why and suggests alternatives like settlement loans.
Should I contact multiple companies or just my top match?
ALWAYS contact at least 3. Competition drives better offers. Our top 3 matches are chosen to compete against each other, maximizing your leverage.
How quickly will matched companies contact me?
Our tool gives names and details - YOU decide when to reach out. We never share your info without permission. When you contact them, expect quotes within 24-48 hours.
Do matched companies offer different rates?
Yes, dramatically. Same $75K settlement received quotes from $44,250 (17% discount) to $48,750 (9.2%) - a $4,500 difference. This is why matching and comparing matters.
Try These Tools Next
Want Real Offers Based on These Numbers?
We will match you with 3-5 licensed buyers in your state who compete for your business.
Get My Free ComparisonFree. No signup. No obligation. Results in 24 hours.