Live Market Data
Structured Settlement Buyout Calculator
See exactly what 26+ companies would offer. Real rates, real math, zero fluff.
$
$100$25,000
years
1 yr35 yrs
Frequently Asked Questions
How accurate is this calculator?
It uses the same present-value annuity formula that every buyer uses internally. Results at 9%, 12%, and 15% cover 95% of real market offers.
What discount rate should I expect?
Most buyers charge 9-18%. High-value settlements ($200K+) with monthly payments get the best rates (7-12%). Getting 3+ quotes is the best way to lower your rate.
Is this really free?
Yes, 100% free with no signup required for the basic calculator. We earn through advertising and referral partnerships.
How long does selling take?
Typically 30-60 days including mandatory court approval required in all 50 states.
Will I pay taxes?
Physical injury settlements remain tax-free under IRC 104(a)(2). Punitive damages or lost wages may be taxable. Consult a tax professional.
Can I sell only part?
Yes. Partial sales are common — sell specific future payments while keeping the rest for long-term income.
Ready to Get Your Best Offer?
Compare quotes from 26+ companies. Free, no obligation.