Free calculator · real present-value math
Structured settlement buyout calculator
See exactly what 26+ companies would offer. Real rates, real math, zero fluff.
- Free
- Private
- 26+ buyers
$
$100$25,000
years
1 yr40 yrs
Payment frequency
Free Private 26+ buyers
FAQ
Frequently asked questions
How accurate is this calculator?
It uses the standard present-value formula buyers use to price payments. The results at 9%, 12% and 15% show a strong, middle and weak offer. Real written offers can fall outside that range.
What discount rate should I expect?
Many offers fall somewhere between 9% and 18% a year. Larger, guaranteed payment streams that start soon tend to get lower rates. Getting three or more written quotes is the most reliable way to lower yours.
Is this really free?
Yes, 100% free. We earn through referral partnerships with settlement buyers — you never pay a cent.
How long does selling take?
Typically 30-60 days including mandatory court approval required in all 50 states.
Will I pay taxes?
Physical injury settlements remain tax-free under IRC 104(a)(2). Punitive damages or lost wages may be taxable. Consult a tax professional.
Can I sell only part?
Yes. Partial sales are common — sell specific future payments while keeping the rest for long-term income.
Ready to get your best offer?
Compare quotes from 26+ companies. Free, no obligation.