Can I Sell Part of My Structured Settlement?

Expert Analysis

Partial sales give you flexibility to access cash now while preserving future income. You can choose to sell a specific number of payments (e.g., the next 24 months), a percentage of each payment, or payments from a specific time period (e.g., years 5-10 only).

Courts generally look more favorably on partial sales because they show you're being financially responsible by maintaining some future income. The approval rate for partial sales is approximately 92%, compared to 78% for full sales.

The minimum amount most buyers will purchase is typically $5,000-$10,000 in total payment value. There's no maximum you can sell up to your entire remaining settlement if the court approves it.