Disclaimer & Disclosures

Last updated: June 2026

Who We Are

SettlementDecisions.com is an independent educational platform. We are not a structured settlement purchaser, a factoring company, a law firm, or a licensed financial or tax advisor. We provide free tools, calculators, and educational content to help people understand their options regarding structured settlement payments.

How We Make Money

SettlementDecisions.com is free to use. We do not charge you any fee. We earn revenue by connecting users who are interested in selling their structured settlement payments with a structured settlement purchaser. When you choose to be connected with a purchaser, we may receive a fee from that purchaser.

This is how we keep our tools and educational content free. It does not change the calculator results or educational information we provide — that information is the same for every visitor, regardless of whether you choose to be connected with a purchaser or whether you choose to sell at all.

What to Expect If You Submit Your Information

If you choose to submit your information through one of our forms or tools, and you consent to be contacted, we may connect you with a structured settlement purchaser who can provide you with a quote. We only share your contact information after you have given consent to be connected. We do not sell your personal information to unrelated third parties. Please see our Privacy Policy for full details.

No Guarantee of Offers or Outcomes

Any quote you receive comes directly from the purchaser, not from SettlementDecisions.com. We do not guarantee that you will receive an offer, that any offer will meet your expectations, or that a court will approve a transfer. Calculator results and rate estimates on this site are illustrative only and are not offers.

You Are Always in Control

You decide whether to share your information, whether to be connected with a purchaser, and whether to accept any offer. Selling structured settlement payments is a significant financial decision. We strongly encourage you to understand the court-approval process, review any offer carefully, and consult an independent attorney, tax professional, or financial advisor before deciding to sell.

Not Professional Advice

The content on this site is for general educational purposes only and is not legal, tax, or financial advice. Structured settlement transfers are governed by state Structured Settlement Protection Acts and require court approval. Laws, discount rates, and tax rules vary by state and change over time. You should consult a qualified professional about your specific situation before acting on any information found here.

Accuracy

We work to keep our content accurate and current but make no warranty as to its completeness or accuracy. If you find an error, please contact us.

Contact

contact@settlementdecisions.com· SettlementDecisions.com