How Do I Sell a Structured Settlement in Florida?
Quick Answer
Florida is one of the fastest states for selling structured settlements, with an average timeline of 30-45 days. Florida's Structured Settlement Protection Act (F.S. 626.99296) requires court approval, a 3-day disclosure waiting period, and a hearing. Florida courts are generally seller-friendly with an approval rate of approximately 91%.
Key Statistic
Florida average timeline: 35 days, approval rate: 91%
Expert Analysis
Florida-specific details: Governing law: Florida Statutes 626.99296. Waiting period: 3 days minimum between receiving disclosures and signing. Court hearing: Required in the county where you reside. Typical scheduling: 2-3 weeks from filing to hearing. IPA (Independent Professional Advice): Recommended but not mandatory in Florida.
Why Florida is faster: Florida courts have streamlined procedures for structured settlement transfers. Many circuits have dedicated judges or hearing times for these cases. The 3-day waiting period (vs. 10-15 days in some states) also speeds up the front end of the process.
Florida-specific tips: File in your county of residence for fastest scheduling. Some Florida counties (Miami-Dade, Broward, Hillsborough) have heavier caseloads expect slightly longer waits. Having a Florida-licensed attorney represent you at the hearing is helpful but not required. If you're in a rural county, your hearing may be scheduled faster due to lighter dockets.
Florida buyers with strong local presence: DRB Capital (HQ in Boca Raton), Peachtree Financial (strong Southeast presence), CBC Settlement Funding.
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