How to Avoid Structured Settlement Scams

The structured settlement industry includes many reputable buyers but also some predatory operators. Knowing how to identify scams ensures you get fair value without falling victim to dishonest tactics.

Red Flags to Watch For

Be cautious of any buyer who pressures you to decide immediately, refuses to provide a written quote, offers significantly more than others initially then reduces later, asks for upfront fees, or cannot provide BBB registration proof.

Verification Steps

Before working with any company: check their BBB rating, search for state business registration, look for independent reviews, verify they have completed transactions in your state, and confirm they handle court approval at their expense.

How to Protect Yourself

Always get at least 3 quotes. Use our calculator to establish a fair market range. Never sign anything without reading it completely. Consult an independent attorney. Remember that court approval provides a final safety net.