Structured Settlement for Minors
Sarah Chen
CFP®
Updated May 2, 2026 • 22 min read
Key Takeaway
Minors can receive structured settlements with additional legal protections. Court-appointed guardians or trustees typically manage the funds. Selling a minor's settlement requires strict court approval.
Legal Requirements and Protections
Structured settlements involving minors require special consideration and have additional legal requirements. These requirements are designed to protect the minor's interests and ensure funds are managed responsibly until they reach adulthood.
When a settlement involves a minor, court approval is typically required. This court oversight ensures that the settlement terms are fair and in the best interest of the child. The court may appoint a guardian or create a trust to manage the funds.
Protect Your Child's Future
Learn how to structure a settlement that provides long-term security for your child.
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