Workers Comp Structured Settlements
Sarah Chen
CFP®
Updated May 2, 2026 • 20 min read
Key Takeaway
Workers' comp settlements provide ongoing income for workplace injuries. They're governed by state-specific laws and regulations. Selling your workers comp settlement has additional restrictions.
Understanding Workers' Compensation Settlements
Workers' compensation structured settlements provide financial support to employees who have suffered work-related injuries or illnesses. These settlements are designed to replace lost wages and cover medical expenses over time.
Unlike personal injury settlements, workers' comp settlements are governed by state-specific laws and regulations. Each state has its own workers' compensation system with different rules about eligibility, benefit amounts, and settlement options.
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