CBC Settlement Funding
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Independent comparison framework
Best Structured Settlement Company? Compare the Written Offers
No buyer pays the most in every case. Compare net cash, effective discount rate, fees, payment dates, and court-process terms before choosing a company.
The short answer
No single company pays the most every time. The established buyers are J.G. Wentworth, DRB Capital, CBC Settlement Funding, Catalina and Fairfield, and the best one for you is whichever puts the highest net cash in writing for your payments.
| Company | Founded | BBB | Type | Worth knowing |
|---|---|---|---|---|
| J.G. Wentworth | 1991 | A+ | Direct | Largest buyer by volume; owns Peachtree and Stone Street |
| Peachtree Financial | 1996 | A+ | J.G. Wentworth brand | Same parent as J.G. Wentworth |
| DRB Capital | 2013 | A+ | Direct | Boca Raton, FL; NASP member |
| CBC Settlement Funding | 2008 | A+ | Direct | Conshohocken, PA; NASP member |
| Catalina Structured Funding | 2011 | A+ | Direct | Buys life-contingent payments |
| Fairfield Funding | 2008 | A+ | Direct | Atlanta, GA; smaller operation |
| Liberty Settlement Funding | 2010 | A+ | Direct | Fort Lauderdale, FL; NASP member |
| RSL Funding | 1980 | Not rated | Direct | Houston, TX; Texas focus |
BBB ratings and founding years as listed on each company's BBB profile and website; check them again before you sign. We may receive a referral fee from some buyers; that does not change this table.
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Companies consumers may encounter
This alphabetical list is provided for research - not as a ranking or endorsement. Availability, ownership, services, and offer terms can change. Verify each company directly before sharing documents or signing an agreement.
DRB Capital
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Fairfield Funding
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JG Wentworth
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Peachtree Financial
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RSL Funding
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Settlement Quotes
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Singer Asset Finance
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Stone Street Capital
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Strategic Capital
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Six terms to compare in every written offer
CHECK 1
Net cash payout
Compare the exact amount you will receive after every disclosed fee and cost - not only the face value of the payments being transferred.
CHECK 2
Effective annual discount rate
Request the effective annual discount rate in writing. Two offers with similar lump sums can use materially different assumptions.
CHECK 3
Payments being transferred
Confirm the payment dates and amounts included in the sale. Compare partial-sale and full-sale structures separately.
CHECK 4
Fees and advances
Ask whether legal, filing, processing, advance, or administrative costs will reduce the amount delivered to you.
CHECK 5
Court-process support
A transfer generally requires court approval. Ask who prepares the filing and how scheduling or state requirements may affect timing.
CHECK 6
Written terms and cancellation rights
Review the full written agreement, applicable waiting period, and cancellation provisions before signing or accepting an advance.
Compare the same transaction - not different payment streams
An offer for a partial sale cannot be fairly compared with an offer for all remaining payments. Ask each buyer to price the same payment dates and amounts, then compare the written net cash.
Frequently asked questions
Which structured settlement company pays the most?
No company pays the most in every transaction. Offers depend on the payment schedule, insurer, state, court process, whether payments are guaranteed or life-contingent, and current pricing. Compare written net offers for the same payment stream.
How should I compare structured settlement buyers?
Compare the net cash payout, effective annual discount rate, all fees, the exact payments being sold, funding conditions, and the proposed court timeline. Keep each written offer so the terms can be compared side by side.
Should I sell all of my future payments?
Not necessarily. A partial sale can provide a lump sum while preserving some future income. Compare partial and full-sale scenarios before deciding.
Does the biggest buyer always provide the best offer?
No. Brand recognition does not determine the net payout. The only reliable comparison is between written offers covering the same payment stream and transaction structure.
Is court approval required?
Structured settlement transfers are generally reviewed under state transfer laws and require a court finding that the transaction satisfies the applicable legal standard. Requirements and timing vary by state.
Editorial methodology
This page provides a comparison framework, not a guarantee, endorsement, legal opinion, or prediction of any buyer's offer. Company names are listed alphabetically. Settlement Decisions does not claim that one company always pays more than another. Offer terms must be verified in writing for the same payment stream. Updated October 16, 2026.