LIVE DATA - Updated ET
Live Structured Settlement Discount Rate Tracker
Real-time discount rates by state. See what buyers are actually offering in May 2026 and how much more you could get by timing your sale.
National Avg Rate
11.1%
↓ 0.3% from last month
Best State Rate
7.5%
CA, FL, TX, NY
Market Trend
↓ Falling
Good time to sell
Active Buyers
26+
Competing for your payments
National Average Discount Rate - 17 Month Trend
13.2%
Jan
13%
Feb
12.8%
Mar
12.6%
Apr
12.5%
May
12.3%
Jun
12.1%
Jul
12%
Aug
11.9%
Sep
11.8%
Oct
11.7%
Nov
11.6%
Dec
11.5%
Jan
11.4%
Feb
11.3%
Mar
11.2%
Apr
11.1%
May
Above 12% (unfavorable) 11.5-12% (moderate) Below 11.5% (favorable)