Settlement Decisions
DRB Capital vs Peachtree vs JG Wentworth Comparison 2026
INDEPENDENT REVIEWUPDATED JUNE 20266 BUYERS COMPARED

DRB Capital vs Peachtree vs JG Wentworth:Best Structured Settlement Buyer 2026

We analyzed discount rates, closing timelines, BBB ratings, and real customer payouts across all 6 major buyers. Here's who actually pays the most in 2026.

DRB Capital logo

Our #1 Pick for 2026

DRB Capital

Fastest closings (25-35 days) + highest average payouts (82-88% of future value)

Side-by-Side Comparison

BEST VALUE
DRB Capital logo

DRB Capital

Speed & highest payouts

Discount Rate8.0 - 14.5%
Timeline25 - 35 days
Min Payout82%
BBB RatingA+
Founded2003
Min Deal$5,000

Best overall choice for most sellers. Fastest timelines and consistently highest offers.

Peachtree Financial logo

Peachtree Financial

Partial sales & flexibility

Discount Rate7.5 - 14.0%
Timeline30 - 45 days
Min Payout84%
BBB RatingA+
Founded1996
Min Deal$5,000

Best for partial sales. If you only want to sell some payments, Peachtree offers the most flexible structuring.

JG Wentworth logo

JG Wentworth

Brand recognition & trust

Discount Rate8.5 - 15.0%
Timeline45 - 60 days
Min Payout78%
BBB RatingA+
Founded1991
Min Deal$10,000

Most recognized name but typically pays less. Good if brand trust matters more than getting the highest dollar amount.

Fairfield Funding logo

Fairfield Funding

Personalized service

Discount Rate8.5 - 14.0%
Timeline30 - 45 days
Min Payout80%
BBB RatingA+
Founded2003
Min Deal$7,500

Great middle-ground option. Personalized service with competitive rates, especially for East Coast sellers.

CBC Settlement Funding logo

CBC Settlement Funding

Difficult cases

Discount Rate9.5 - 16.0%
Timeline35 - 50 days
Min Payout75%
BBB RatingA
Founded2000
Min Deal$5,000

Good option if other buyers have turned you down. They take on cases others won't, but you'll pay a higher discount.

Strategic Capital logo

Strategic Capital

West Coast sellers

Discount Rate8.0 - 13.5%
Timeline30 - 40 days
Min Payout83%
BBB RatingA+
Founded2007
Min Deal$10,000

Excellent choice for West Coast sellers or large settlements. Competitive rates rival DRB and Peachtree.

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