Sell Your Settlement. Keep More Cash.
Stop leaving money on the table. We connect you with 3-5 competing licensed buyers so you get the highest offer for your structured settlement payments.
Get Your Free Evaluation
Step 1 of 3 — Takes 90 seconds
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Licensed Buyers
$0
Avg Extra Savings
0
Days to Cash
0%
Approval Rate
How It Works — 5 Simple Steps
From form submission to cash in your account. Most sellers complete the process in 45-60 days.
Share Your Details
Fill out the quick form above. Takes 90 seconds.
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Get 3-5 Competing Offers
Licensed buyers compete for your settlement within 24 hours.
Average savings: $12,400 vs. accepting a single offer.
Compare Side-by-Side
See every offer with clear discount rates, fees, and net cash.
Our free tool highlights the best deal automatically.
Court Approves Transfer
A judge confirms the sale is in your best interest.
We handle all paperwork and court filings at zero cost.
Cash in Your Account
Funds wired directly to your bank. Typical: 45-60 days total.
98% approval rate for properly structured sales.
Why Sellers Use Their Cash
Real data from 10,000+ settlement holders who chose to sell.
Medical Bills
Cover surgeries, treatments, or ongoing care now.
34% of sellersBuy a Home
Use your lump sum as a down payment and build equity.
22% of sellersEliminate Debt
Pay off high-interest credit cards, loans, or collections.
28% of sellersEducation
Invest in your future or your children's tuition.
8% of sellersStart a Business
Fund your entrepreneurial vision with real capital.
5% of sellersInvest & Grow
Diversify into real estate, stocks, or retirement.
3% of sellersReal Results From Real Sellers
Verified outcomes from settlement holders who compared quotes.
“SettlementDecisions connected me with 4 buyers. I got $16,500 MORE than the first offer I received on my own.”
Michael R.
Tampa, FL
“The court process seemed scary but everything was handled. 52 days from start to cash in my account.”
Sarah K.
Phoenix, AZ
“Sold only part of my settlement. Still get monthly payments AND bought my first home.”
James T.
Atlanta, GA
“North Carolina's rate cap helped, but having competing quotes is what got me the best deal.”
Linda M.
Charlotte, NC
Buyers In Our Network
All buyers are BBB-rated, licensed, and vetted. See full reviews
DRB Capital
7.5-12%
Peachtree Financial
9-13%
SenecaOne
9-13%
Fairfield Funding
10-14%
Frequently Asked Questions
Everything you need to know before selling. See our full Q&A guide
Free Tools & Resources
Everything you need to make the best decision.
Ready to See What Your Settlement is Worth?
Join 10,000+ settlement holders who used our free service to compare offers and keep more of their money.
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