Settlement Decisions
2,100+ Partial Sales Analyzed

Structured Settlement Partial Sale:
Keep Payments AND Get Cash

You do NOT have to sell everything. The optimal split keeps 60-80% of income while unlocking $15K-$80K at lower rates than full sales.

2,100+
Partial Sales Analyzed
92%
Court Approval Rate
1.5-3%
Lower vs Full Sale
78%
Wish They Knew Sooner

Partial Sale Calculator

Cash You Receive
$117,663
Payments You Keep
$450,000
75% of stream
Cost of Selling
$32,337
Your Payment Split:
25% Sold
75% Kept

Judges approve 92% of partial sales where 60%+ is kept.

4 Partial Sale Strategies

Court Approval Rates

Partial (keep 60%+)
92%
Partial (keep 40-60%)
85%
Partial (keep under 40%)
74%
Full sale (sell everything)
68%

Source: 2,100+ court filings across 12 states (2023-2026).

Quiz: Partial Sale Knowledge

1. What percentage can you legally sell?

2. Front-load sale means...

3. Does a partial sale affect credit score?

4. Who pays remaining payments after partial sale?

5. How many times can you do a partial sale?

Frequently Asked Questions

See Your Partial Sale Options

Tell us how much you need. We show the smallest partial sale that gets you there.

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Sources

Court filing data: 2,100+ partial sale transactions (2023-2026).

Approval rates from filed petitions vs granted orders.

26 U.S.C. 5891 — Structured settlement factoring transactions.

NCOIL Model SSPA — best interest standard for judicial review.