JG Wentworth Review 2026
Sarah Chen
CFP
Updated May 2, 2026 12 min read
Key Takeaway
JG Wentworth is one of the most well-known structured settlement buyers with competitive rates (10-14%) and excellent customer service. Their A+ BBB rating and transparent process make them a solid choice for many sellers.
Overview
JG Wentworth is perhaps the most recognizable name in the structured settlement industry, thanks to their extensive advertising campaigns. Founded in 1991, they have helped thousands of settlement holders access their funds.
The company offers competitive discount rates, typically between 10-14%, and has a strong track record of customer satisfaction. Their A+ BBB rating reflects their commitment to ethical business practices.
Pros
- Competitive discount rates (10-14%)
- A+ BBB rating and accreditation
- Excellent customer service
- Transparent process with no hidden fees
- Fast funding (45-60 days)
- Strong brand reputation
Cons
- May not offer the lowest rates
- Extensive advertising costs
- Large company = less personalized service
- Strict qualification requirements
Key Details
Discount Rate Range
10-14%
Minimum Settlement
$10,000
Funding Time
45-60 days
States Served
All 50 states
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