Is getting a structured settlement quote free?

Yes. SettlementDecisions.com provides free quotes by connecting sellers with 3-5 competing licensed buyers. The service is compensated by buyers, not sellers.

How many offers will I receive for my structured settlement?

Typically 3-5 competing offers from licensed, state-approved buyers within 24-48 hours of submitting your payment details.

How much cash can I get for my structured settlement?

Most sellers receive 50-80% of remaining future value as a lump sum. The exact amount depends on payment amount, years remaining, and the discount rate offered by buyers. Comparing multiple offers typically yields $8,000-15,000 more than accepting a single buyer offer.

Free · about 60 seconds · no obligation

How much cash can you get for your settlement?

Answer a few quick questions. Get 3-5 competing offers from licensed buyers in your state.

100% free
Private & secure
26+ buyers compete
Results in 24 hrs

Why compare? Buyers price the same payments differently. More quotes means you see the real range before you sign.

Step 1 of 520%

Quick check

Are you currently receiving payments from a structured settlement?

Buyers can only purchase payments from finalized, court-approved settlements.

“I got 4 offers within 48 hours. The highest was $14,000 more than what JG Wentworth offered.”

— Verified settlement holder, Florida

26+

Licensed buyers

Cost to compare

24hr

Avg response

How it works

How our free quote process works

Three steps. You stay in control the whole way, and you can walk away at any point.

Answer a few quick questions

Tell us about your settlement — payment amount, frequency, years remaining, and your state. Takes about 60 seconds.

We match you with competing buyers

Our system identifies 3-5 licensed buyers in your state who specialize in your settlement type. They compete for your business — which means better offers for you.

Compare offers & decide

Review your quotes side-by-side. Pick the highest offer, negotiate, or walk away — zero obligation. Our average user saves $11,400 by comparing instead of accepting the first offer.

FAQ

Frequently asked questions

Is this really free?

Yes, 100% free. We're compensated by the buyers who compete for your settlement — you never pay a cent.

How many offers will I receive?

Typically 3-5 competing offers from licensed buyers in your state within 24-48 hours of submitting your information.

Will this affect my settlement payments?

No. Requesting quotes has zero impact on your current payments. Nothing changes until you actively decide to accept an offer and go through the court approval process.

How much cash can I get?

Most sellers receive 50-80% of the remaining future value as a lump sum, depending on the discount rate offered. By comparing multiple buyers, you maximize this percentage.

Do I have to sell all my payments?

No. You can sell some payments and keep others. Many sellers only sell a portion of their future payments to meet a specific need while preserving long-term income.

See what buyers would pay you

Free, private, and no obligation. Most people finish in about a minute.