MAWorkers Comp2026

Workers Compensation Settlements & Structured Settlements in Massachusetts

Workers compensation structured settlements have special restrictions in many states. Some states explicitly prohibit transferring workers comp settlement payments.

14

Active Buyers

12%

Avg Rate

50d

Avg Approval

70%

Avg Payout

Key Considerations: Workers Compensation Settlements in Massachusetts

1

At least 20 states prohibit selling workers comp structured settlements entirely

2

Prohibited states include: CA, CO, FL, ID, IN, KS, KY, MD, MI, MN, MO, MT, NE, NY, NC, OH, SC, TN and more

3

Even in allowed states, courts apply extra scrutiny to workers comp transfers

4

Workers comp settlements may have different tax treatment than personal injury

5

Employer and insurer must typically be notified of any transfer attempt

6

Alternative: Some payees can negotiate new payment schedules with the insurer

Applicable Law

State-specific SSPA restrictions; workers comp statutes vary by state

Typical Settlement Range

$50,000 - $300,000

Workers Compensation Settlements Settlement Sales in Massachusetts: What You Need to Know

If you are dealing with workers comp issues in Massachusetts and considering selling your structured settlement, understanding the intersection of workers comp considerations and Massachusetts's settlement laws is essential. Massachusetts's SSPA, enacted in 2001, requires court approval to ensure any sale is in your best interest.

Massachusetts has 14 active buyers competing for structured settlement payments. The average discount rate is 12%, though rates as low as 9% are available. Court approval typically takes 40-60 days. Massachusetts requires independent professional advice before completing a transfer.

Workers comp recipients checking whether their state allows selling and what restrictions apply. Whether this is the right decision depends on your circumstances. Use our free calculator to see what your Massachusetts settlement could be worth as a lump sum.

FAQ: Workers Comp Settlements in Massachusetts

Can I sell my workers compensation structured settlement in Massachusetts?

In Massachusetts, with 14 active buyers and an average discount rate of 12%, the market is moderately competitive. Court approval takes 40-60 days. Independent professional advice is required by state law.

Which states ban selling workers comp settlements in Massachusetts?

In Massachusetts, with 14 active buyers and an average discount rate of 12%, the market is moderately competitive. Court approval takes 40-60 days. Independent professional advice is required by state law.

Why are workers comp settlements treated differently in Massachusetts?

In Massachusetts, with 14 active buyers and an average discount rate of 12%, the market is moderately competitive. Court approval takes 40-60 days. Independent professional advice is required by state law.

What alternatives exist if my state prohibits the sale in Massachusetts?

In Massachusetts, with 14 active buyers and an average discount rate of 12%, the market is moderately competitive. Court approval takes 40-60 days. Independent professional advice is required by state law.

Does selling a workers comp settlement affect future benefits in Massachusetts?

In Massachusetts, with 14 active buyers and an average discount rate of 12%, the market is moderately competitive. Court approval takes 40-60 days. Independent professional advice is required by state law.

See What Your Massachusetts Settlement Is Worth

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