NYWorkers Comp2026

Workers Compensation Settlements & Structured Settlements in New York

Workers compensation structured settlements have special restrictions in many states. Some states explicitly prohibit transferring workers comp settlement payments.

22

Active Buyers

11%

Avg Rate

50d

Avg Approval

74%

Avg Payout

Workers Comp Transfers Prohibited in New York

New York law explicitly prohibits the sale or transfer of structured settlement payments that originated from workers' compensation claims. Only personal injury tort-based structured settlements can be sold in New York.

Key Considerations: Workers Compensation Settlements in New York

1

At least 20 states prohibit selling workers comp structured settlements entirely

2

Prohibited states include: CA, CO, FL, ID, IN, KS, KY, MD, MI, MN, MO, MT, NE, NY, NC, OH, SC, TN and more

3

Even in allowed states, courts apply extra scrutiny to workers comp transfers

4

Workers comp settlements may have different tax treatment than personal injury

5

Employer and insurer must typically be notified of any transfer attempt

6

Alternative: Some payees can negotiate new payment schedules with the insurer

Applicable Law

State-specific SSPA restrictions; workers comp statutes vary by state

Typical Settlement Range

$50,000 - $300,000

Workers Compensation Settlements Settlement Sales in New York: What You Need to Know

If you are dealing with workers comp issues in New York and considering selling your structured settlement, understanding the intersection of workers comp considerations and New York's settlement laws is essential. New York's SSPA, enacted in 2002, requires court approval to ensure any sale is in your best interest.

New York has 22 active buyers competing for structured settlement payments. The average discount rate is 11%, though rates as low as 8% are available. Court approval typically takes 40-65 days.

Workers comp recipients checking whether their state allows selling and what restrictions apply. Whether this is the right decision depends on your circumstances. Use our free calculator to see what your New York settlement could be worth as a lump sum.

FAQ: Workers Comp Settlements in New York

Can I sell my workers compensation structured settlement in New York?

In New York, with 22 active buyers and an average discount rate of 11%, you have one of the most competitive markets nationally. Court approval takes 40-65 days. Independent advice is strongly recommended.

Which states ban selling workers comp settlements in New York?

In New York, with 22 active buyers and an average discount rate of 11%, you have one of the most competitive markets nationally. Court approval takes 40-65 days. Independent advice is strongly recommended.

Why are workers comp settlements treated differently in New York?

In New York, with 22 active buyers and an average discount rate of 11%, you have one of the most competitive markets nationally. Court approval takes 40-65 days. Independent advice is strongly recommended.

What alternatives exist if my state prohibits the sale in New York?

In New York, with 22 active buyers and an average discount rate of 11%, you have one of the most competitive markets nationally. Court approval takes 40-65 days. Independent advice is strongly recommended.

Does selling a workers comp settlement affect future benefits in New York?

In New York, with 22 active buyers and an average discount rate of 11%, you have one of the most competitive markets nationally. Court approval takes 40-65 days. Independent advice is strongly recommended.

See What Your New York Settlement Is Worth

Free calculator with real New York market data. Compare 22 buyer offers.

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