Structured Settlement Companies List: 15 Verified Buyers Ranked by Payout, Speed & Trust (2026)
Every company on this list has been verified through state registration databases, court filing records, and BBB profiles. Ranked by what actually matters: how much they pay you, how fast they close, and whether you can trust them.
Top 5 Structured Settlement Companies (Quick Answer)
Based on our composite scoring across payout rate, speed, trust metrics, and verified court history:
- 1. DRB Capital — Best rates on large streams (8-14%), A+ BBB, 4.7/5 Trustpilot
- 2. Catalina Structured Funding — Life-contingent specialist, 4 attorneys on staff, 4,000+ deals
- 3. District Settlement Finance — Lowest published rate (6.5%), fastest funding (24 hrs post-approval)
- 4. Peachtree Financial — Best customer service, educational resources, 25+ year track record
- 5. CBC Settlement Funding — Fee transparency, also buys lottery, 15+ years operating
How This Structured Settlement Companies List Was Built
Unlike other "best companies" lists that are pay-for-placement, our rankings are based on five verifiable data points. Every company on this structured settlement companies list passed all verification checks — entities that failed were excluded.
Companies excluded: SenecaOne (closed/defunct), Access Funding (shut down by CFPB), Woodbridge Structured (inactive), Client First (inactive), Annuity Transfers Ltd (registration lapsed), and 8+ entities with no verifiable court filing history (likely lead generators). See our full 26-buyer database for complete details.
Payout Score by Company (Cents per Dollar)
This chart shows the estimated payout per dollar of face value for each company based on their published/reported discount rate ranges applied to a standard 60-month guaranteed payment stream. Higher is better for sellers.
Average Days to Funding
Court scheduling drives most of the timeline, but experienced buyers with in-house attorneys and familiarity with your specific court close faster.
Tier Distribution
Companies are grouped into three tiers based on composite scoring. Tier 1 companies score highest across all five evaluation criteria.
Full Structured Settlement Companies List (Interactive)
Sort by any metric or filter by tier. Click column headers to re-rank the list based on what matters most to you.
| # | Company | Tier | BBB | Rate Range | Payout | Speed | Trust | Type | Life Cont. |
|---|---|---|---|---|---|---|---|---|---|
| 1 | DRB Capital | T1 | A+ | 8%-14% | 88\u00a2 | 45d | 92/100 | Direct | Yes |
| 2 | Catalina Structured Funding | T1 | A+ | 7.5%-12% | 89\u00a2 | 40d | 94/100 | Atty-Led | Yes |
| 3 | District Settlement Finance | T1 | A+ | 6.5%-10% | 91\u00a2 | 35d | 88/100 | Direct | No |
| 4 | Peachtree Financial Solutions | T1 | A+ | 9%-14% | 85\u00a2 | 52d | 90/100 | JGW Sub | No |
| 5 | CBC Settlement Funding | T1 | A+ | 9%-14% | 85\u00a2 | 48d | 91/100 | Direct | No |
| 6 | JG Wentworth | T2 | A+ | 9%-15% | 83\u00a2 | 55d | 87/100 | Direct | No |
| 7 | RSL Funding | T2 | Not Rated | 8%-13% | 86\u00a2 | 50d | 85/100 | Direct | No |
| 8 | Fairfield Funding | T2 | A+ | 10%-14% | 83\u00a2 | 50d | 88/100 | Direct | No |
| 9 | Novation Settlement Solutions | T2 | A+ | 9%-15% | 82\u00a2 | 55d | 86/100 | Direct | Yes |
| 10 | Strategic Capital | T2 | A+ | 9%-14% | 83\u00a2 | 55d | 85/100 | Direct | No |
| 11 | Rightway Funding | T3 | A+ | 9%-15% | 82\u00a2 | 55d | 84/100 | Direct | No |
| 12 | Genex Capital | T3 | Not Rated | 10%-16% | 80\u00a2 | 65d | 75/100 | Direct | Yes |
| 13 | Annuity Freedom | T3 | Not Rated | 9%-14% | 83\u00a2 | 55d | 82/100 | Direct | No |
| 14 | Stone Street Capital | T3 | A+ | 9%-14% | 84\u00a2 | 55d | 86/100 | JGW Sub | No |
| 15 | LJC Solutions | T3 | Not Rated | 8%-18% | 82\u00a2 | 50d | 78/100 | Direct | No |
Payout = estimated cents per dollar on standard guaranteed stream. Trust = composite score (BBB + reviews + complaint history + years operating). Data: June 2026.
Tier 1 Company Profiles
DRB Capital
TIER 1BBB A+Best for: Large guaranteed streams, competitive rates
Mid-size direct funder growing rapidly. Strong on annuities $100K+. Registered in all states requiring it.
Catalina Structured Funding
TIER 1BBB A+Best for: Life-contingent payments, complex cases, multi-service
4 licensed attorneys on staff. 4,000+ transactions. Also buys lottery, annuities, probate advances. Life-contingent specialist.
District Settlement Finance
TIER 1BBB A+Best for: Lowest advertised discount rate, fast funding
Lowest published rate (6.5%). <1% denial rate. Can fund in 24 hrs post-approval. 30+ team members. Newer with limited review history.
Peachtree Financial Solutions
TIER 1BBB A+Best for: Partial sales, educational resources, established reputation
Subsidiary of JG Wentworth since 2011. Award-winning website. Strong customer service reputation. Same pricing as JGW.
CBC Settlement Funding
TIER 1BBB A+Best for: Lottery payments, mid-market deals, fee transparency
Also purchases lottery payments. Known for transparent fee structure. 15+ years operating. Registered in MN and other states.
7 Questions to Ask Every Company on This List
Before signing with any company from this structured settlement companies list, ask these questions and document the answers:
Frequently Asked Questions
Get Competing Offers from Tier 1 Buyers
We connect you with the top-ranked companies on this list. Average savings vs. single-quote sellers: $4,000-$12,000.
No spam. No obligation. Your info is never sold to lead generators.
Related Guides
Who Buys Structured Settlements? All 26 Buyers
The full 26-buyer database with state registration data.
How to Sell Your Structured Settlement (2026)
Complete process guide — rates, court approval, timeline.
Structured Settlement Taxation Guide
IRC 104 rules, excise tax myths, and state treatment.
What Is a Structured Settlement?
How they work, market data, and interactive charts.
Best Structured Settlement Buyers (2026)
Our editorial picks for the best buyer by category.
Free Quote Comparison Tool
Get 3-5 competing offers from vetted buyers.
The #1 Rule: Never Accept the First Offer.
Sellers who compare 3+ quotes from this structured settlement companies list receive $4,000-$12,000 more on average.
Get Competing Quotes Free →Full guide: How to Sell Your Structured Settlement