Settlement Decisions
Independent Ratings • Updated June 2026 • Free Tool

Structured Settlement Buyer Ratings & Reviews

Independent ratings of every major buyer. Compare discount rates, timelines, BBB scores, and what they won't tell you. Data from 20,000+ verified transactions.

Sort by:
9 comparing right now
TOP PICK

DRB Capital

★★★★★4.6/5 (850 reviews)BBB A+

Peachtree Financial

★★★★★4.5/5 (3,200 reviews)BBB A+JGW Family

Fairfield Funding

★★★★4.3/5 (1,100 reviews)BBB A

JG Wentworth

★★★★4.2/5 (12,500 reviews)BBB A+JGW Family

CBC Settlement Funding

★★★★4.1/5 (780 reviews)BBB A+

SenecaOne

★★★★4/5 (620 reviews)BBB A

Novation Capital

★★★★4/5 (520 reviews)BBB A

Strategic Capital

★★★★3.9/5 (450 reviews)BBB B+
Only 4 free match reports left today9 comparing now

Get Matched to the Best Buyer for YOUR Situation

Tell us about your settlement and we'll match you with the top 3 buyers most likely to give you the best offer — based on your state, amount, and payment type.

🔒 Free. No credit check. No obligation. Personalized results in 24hrs.

How We Rate Structured Settlement Buyers

Our ratings are based on six weighted criteria: discount rate competitiveness (30%), customer review scores across BBB, ConsumerAffairs, and Trustpilot (25%), timeline to funding (15%), transparency and disclosure practices (15%), court approval success rate (10%), and whether the company is a direct funder or broker (5%). We update ratings quarterly using mystery shopping, public review analysis, and actual transaction data from our network of 2,800+ sellers.

Independent vs. JGW-Owned Buyers

JG Wentworth's parent company (JGWPT Holdings) owns Peachtree Financial, Stone Street Capital, and 15+ other entities. Getting quotes from both JGW and Peachtree does NOT give you independent competition. For genuine competing offers, include at least one truly independent buyer: DRB Capital, Fairfield Funding, CBC Settlement Funding, or SenecaOne.