Settlement Decisions
Document checklist · check your papers in the browser

Get your papers ready to sell

Answer a few questions, or drop in the documents you have, and get your personal checklist of what a buyer and court will ask for, where to get anything missing, and how ready you are today.

Med F., Settlement AnalystUpdated October 29, 2026

  • Free
  • Private
  • No account

Optional · up to 6 PDFs or text files

Quick answer

What documents do you need to sell a structured settlement?

Most sales need four things: a photo ID, the settlement agreement or release, the annuity contract or payment schedule, and a recent payment statement. You’ll also need any earlier transfer orders, estate papers if you inherited the payments, and payoff letters for liens or child support.

Lost something? How to replace lost settlement documents · documents needed, explained

FAQ

Frequently asked questions

What documents do I need to sell my structured settlement?
Usually a government ID, the settlement agreement or release, the annuity contract or payment schedule, and a recent payment statement. You'll also need prior court orders if you've sold before, estate papers if you inherited the payments, and payoff letters for any liens or support.
What if I lost my settlement paperwork?
You can usually get copies. Ask the annuity issuer for the contract and payment history, your original injury attorney for the settlement agreement, and the court clerk for any orders. A buyer can often help request them.
Is my uploaded document sent anywhere?
No. When you check a document, it's read inside your browser to recognise what it is. It isn't uploaded or stored. Don't share documents with full Social Security or account numbers unless a buyer you've chosen requests them securely.
Will missing documents stop a sale?
Usually they just slow it down. Buyers and courts need to confirm who owns the payments and exactly which payments are being sold, so missing papers add weeks while copies are requested.

Keep going

Other free tools

Rate trackerToday's Treasury rates and what they mean for offers.
Settlement calculatorWhat your payments are worth at different rates.
Cash payout calculatorEstimate a lump sum at 9%, 12% and 16%.
Offer analyzerUpload or enter an offer and see its real rate and grade.

This tool gives educational estimates only. It is not a quote, a guarantee, or legal, tax or financial advice. Actual offers depend on your payment schedule, the annuity issuer, the buyer and your state's court. Talk to a qualified financial advisor and, where your state requires it, an independent professional before you sell.