01
Identify the payments
Confirm the annuity issuer, payment amount, frequency, dates and whether the payments are guaranteed or life-contingent.
Structured SettlementDocument Readiness Checker
Generate a personalized preparation score and document checklist before requesting a structured settlement transfer review.
Quick answer
Most reviews begin with identification, settlement and annuity records, and a clear payment schedule. Prior transfers, inheritance, bankruptcy, liens, guardianship and life-contingent rights can create additional document requirements.
Preparation questions
Tell us what records you have
Do not enter names, account numbers, phone numbers or upload documents. Only checklist selections are sent to the isolated API.
✓
Your readiness report appears here
Get a preparation score, required-document list, warnings and personalized next steps.
02
Collect legal records
Locate the settlement agreement, annuity contract, prior transfer orders and any inheritance, bankruptcy or lien documents.
03
Request professional review
The purchaser and appropriate professionals determine the exact records, court venue and transfer requirements.
Why document readiness matters
A structured settlement transfer generally involves verification of the payment rights, required disclosures, notice to interested parties and court review under applicable law. Missing records can delay evaluation, but they do not necessarily mean a transaction is impossible.
Frequently asked questions
Do I need the original settlement agreement?
It is commonly requested because it helps establish the origin, ownership and terms of the payment rights. If it is missing, a professional may help identify where a copy can be requested.
What if I previously sold some payments?
Prior transfer agreements and court orders may be needed to identify which payments remain available and prevent overlapping assignments.
Can inherited payments be reviewed?
Potentially, but estate, probate, beneficiary and ownership records may be required before transfer eligibility can be evaluated.
Does a high readiness score guarantee approval?
No. The score measures preparation only. It does not determine eligibility, purchase price, legal enforceability or court approval.
Legal reference and disclosure
Section 5891 of the Internal Revenue Code describes qualified orders and structured settlement factoring transactions. State Structured Settlement Protection Acts establish additional procedures and disclosure requirements.
Read 26 U.S.C. § 5891SettlementDecisions.com may receive compensation from DRB Capital, LLC for qualified referrals. This tool is educational and is not legal, tax or financial advice. It does not determine eligibility, purchase terms or court approval.