Commonly reviewed
Guaranteed structured settlement payment rights owned by a competent adult are commonly appropriate for an initial review, subject to court approval and applicable law.
Can These PaymentsQualify for Review?
Identify whether your payment type is commonly reviewed by structured settlement purchasers, requires specialized documents, or is generally outside structured settlement purchasing.
Quick answer
Guaranteed structured settlement payment rights are commonly considered for review. Inherited, workers’ compensation, life-contingent, lottery and other annuity payments require additional verification. Social Security, child support and pending lawsuit claims are not ordinary structured settlement purchase transactions.
Payment details
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No names, phone numbers, email addresses, account numbers or documents are requested.
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Specialized review
Inherited, life-contingent, workers’ compensation, lottery, minor-owned and bankruptcy-related payment rights may require specialized legal and document review.
Generally outside the process
Social Security benefits, ordinary wages, child support, future pension benefits and unresolved lawsuit claims are not ordinary structured settlement purchase transactions.
Eligibility is more than the payment label
A professional review considers the origin of the payment rights, present ownership, guarantee period, anti-assignment provisions, prior transfers, state law, court jurisdiction and whether the proposed transfer is in the payee’s best interest.
Frequently asked questions
Can I sell only some structured settlement payments?
A proposed transfer can involve all or only part of a payment stream. The purchaser must identify the specific payment rights, and the applicable court must approve a qualifying transfer.
Can life-contingent payments qualify?
Potentially, but they require additional verification because payments depend on the measuring life remaining alive. Availability and terms vary.
Can workers’ compensation payments qualify?
Possibly, depending on the settlement structure and state-specific law. Specialized legal review is required.
Does this checker guarantee an offer?
No. It does not verify documents, determine ownership, create an offer or predict court approval.
Primary legal references
- 26 U.S.C. § 5891 — structured settlement factoring transactions
- 42 U.S.C. § 407 — Social Security anti-assignment rule
- 29 U.S.C. § 1056(d) — pension anti-alienation provisions
SettlementDecisions.com may receive compensation from DRB Capital, LLC for qualified referrals. This checker provides educational information only. It is not legal, tax or financial advice and does not guarantee eligibility, an offer or court approval.